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Camp-A-Rama

Rent to Own a Camper Today!

Find Our Rent-to-Own Camper Program at Your Local Benton, KY Dealership

Camp-A-Rama rent-to-own campers in Benton, Kentucky

At Camp-A-Rama, we make camper ownership simple. Our Rent-to-Own program is designed for customers who want to own an RV without traditional bank financing.

  • No credit check
  • No banks involved
  • Fast approval process
  • Flexible ownership options

*Rent to own pricing may vary*

What You Need to Get Started

To begin a Rent-to-Own contract, the following is required:

20% Down Payment

Due at signing to start your contract.

First Month’s Payment

Your first monthly payment is collected up front.

Taxes, Title & Registration

All applicable fees are paid at signing.

Please read first: if you are not prepared for a down payment, this program will not be a fit.

What Qualifies

Eligible

Available on all towable RVs — new and used travel trailers and fifth wheels.

Not eligible

Motorhomes are not eligible for the Rent-to-Own program.

Term Options

Up to 4 yearsUsed campers
Up to 5 yearsNew campers

You can pay off early at any time to own your camper faster.

What Makes This Different

We partner with Heartland Capital Investments, LLC, a leader in rent-to-own financing.

  • No traditional loan
  • No interest (rental-based structure)
  • Simple monthly payments
  • Multiple payment options (online, phone, mail)

What You’ll Need to Apply

To submit your application, you must provide:

  1. Copy of Driver’s License
  2. Recent Utility Bill (must match your license address)
  3. Proof of Income (pay stub, tax form, etc.)
  4. Last 4 digits of SSN
  5. Email Address
  6. Two References (name, phone, relationship)

All items are required for approval — incomplete applications will not be submitted.

How to Apply

Once you have everything ready, text your documents to our team and we will submit your application for approval.

Call or Text (270) 527-1374

Insurance Requirement (At Pickup)

Before taking delivery, you must provide full coverage insurance on the camper, listing the lien holder:

Heartland Capital Investments
1104 Paris Rd
Mayfield, KY 42066

Important Expectations

This program is designed for serious buyers ready to move forward.

  • Down payment is required
  • Monthly payments must be affordable for your situation
  • Approval is based on application review (not credit score)
  • Criminal history will not be allowed
Camp-A-Rama Green Approved Stamp

Ready to Get Started?

We’ll match you with the right camper and walk you through the process.

Call or Text (270) 527-1374